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Loan interest rate (maximum annual interest rate) 14% No hidden fees, transparent and clear fees Feature: 1. Search. With Lydia money pots, you can spend the collected funds as you wish. It's currently not in the top ranks. Chime is an innovative mobile app offering paycheck advances, fee-free banking and other valuable financial tools. For a loan over €1,500, and up to €3,000, the money is credited in Lydia after 7 to 8 days for a 6 to 36. The support had enabled us to increase our production capacity in terms of buying raw materials needed for production. To get financing from Lidya, you don’t need to have a collateral, 3 year audited financials and 5 year financial projections. Because of Lidya, creditworthy Africans can access fast and convenient loans tailored to their needs, eliminating barriers that once held them back. Before applying for loans, you have to upload your Requirements/data quickly and safely. Loan tenure: 60 to 180 days. 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